Amberley O.S.H.C.

Children are our future, We are dedicated to their success!

10.7 Insuring Risks

Amberley OSHC recognises and acknowledges the need for a responsible approach to identifying and managing risks (see Policy 10.9 – Risk Management and Compliance) and will endeavour to have adequate insurance protection at all times.  Employees, children, parents and Management committee members will be protected from the financial repercussion of public liability.

Relevant Laws and other Provisions

The laws and other provisions affecting this policy include:

  • Education and Care Services National Law Act, 2010 and Regulations 2011
  • Work Health and Safety Act 2011 and Regulations 2011
  • Associations Incorporation Act, 1981, (Qld) or Corporations Act, 2001 may apply (eg directors’ duties) to your management committee or board or other governing body. Take expert advice if you are unsure of this.
  • NQS Area: 2.3.2; 4.2.1; 7.1.1; 7.3.1, 7.3.2, 7.3.3, 7.3.5.
  • Policies: 1 – Quality Compliance Policy, 10.5 – Approval Requirements under Legislation, 10.9 – Risk Management and Compliance Policy

Procedures

As per the Education and Care Services National Law 2010 responsibility rests with the Approved Provider to take out and keep current adequate public liability insurance with a minimum cover of $10 Million building and contents (including loss of cash from premises or in transit) and other insurances*.

*Note to users of this Manual: what is adequate insurance for your Service will depend entirely on the specific details of your Service.  You must take advice from an independent broker or insurance adviser to determine this in the context of your own Service.

All insurance will be purchased through a reputable broker or agent.

The Management Committee will request the Nominated Supervisor each year to gather such information as necessary to enable the Management Committee to make an informed assessment and make decisions on the insurance needs of Amberley OSHC.

The Coordinator will provide the Insurer with relevant details of activities and excursions undertaken.

A certificate of currency shall be kept on file at Amberley OSHC and updated annually.

The Management Committee is responsible to ensure that Amberley OSHC has adequate Worker’s Compensation Insurance for all staff including volunteers.

Claims

In the event of a claim being made the Nominated Supervisor will notify the Management Committee immediately.

If directed by the Management Committee, the Nominated Supervisor will notify the Insurance Company, ensure that Amberley OSHC follows all directions of the Insurance Company and in the case of material or significant claims, seek legal advice for Amberley OSHC.

Reviewed 27 April 2015, Updated 12 May 2015


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